Happy Tuesday everyone.
I was looking through my calendar today, writing in a few bills here and there, adding what I made over the weekend at work, and I notice that yesterday was peace day.
Naturally, I immediately think of peace on earth, peace in my home, peace in my relationship with my oh so forgetful boyfriend, so and so forth. But then I think…what does peace with money look like? Peace with your budget, peace with your wallet?
It is so important to make peace with your personal financial situation.
“The truth is, we don’t just see money as a neutral object that gets us what we need. In money – or lack of money – we see our inadequacies, our fears, our desires unfulfilled. It’s our way of dividing the haves from the have nots and creating a benchmark for success.
So when our financial picture isn’t what we want or what we want to portray to the world, that itch of dissatisfaction starts to grow. From there frustration can fester and infect the way we see ourselves, our lives, and the world around us.” – Ready for Zero
If you don’t know if you fall under the category of people who need to make peace with money, here is a handy list by The Soul Agent to guide you.
I personally have two golden rules when it comes to making peace with your money. I believe that making peace with your money should be the first step before we can move forward to analyze the relationship, and how to begin to changing it. It is much like any relationship. For example, I always have to make peace with Austin (my boyfriend) before moving forward to analyze what the problem was, and changing it, right?
So here are my two golden rules:
(I try to embody them in my everyday thinking, but I won’t lie, IT IS HARD.)
- With no negative emotions, GIVE IT AWAY:
I am aware that it is September, nowhere near holiday season (well, kind of close) and there is no reason why you should be giving your money away. But it is that stingy, hoarding mentality that we need to do away with. Sometimes, it’s okay to give your money away to your friend at the coffee shop because it never broke someone’s bank to buy a friend a cup of coffee. It is okay to get the extra-large cappuccino, because you want it. Indulge some desires now and then. It is okay to let your money find its way into a bottle of wine because you had a rough day at school. It won’t break the bank, and being joyful about giving your money away will surely not harm anyone, while making that bottle of wine that much more enjoyable. On a more serious level, don’t be afraid of spending too much money, especially when its necessary.
- Be okay with ACCEPTING MONEY sometimes:
I find that it is just as hard to accept money, as it is to spend it. Every few weeks, my boyfriend and I go grab dinner with his parents. Every time, without fail, they take the bill and insist on paying even when my boyfriend and I have only drank a few mojitos and beers. And every time, I cringe inside. I don’t know why, but ever since I can remember, I hate people paying for me. I squirm on the inside when it happens. But I am learning in some moments, we just have to accept it. Let them get the tab; thank them from the depths of your heart, because you know deep inside you are so relieved.
I hope you can think of these today as you go through your day. Don’t cringe at the store when you realize what you have to spend today, don’t cringe when your friend tries to pick up the tab, you’ll get it next time.
Your Budget Gal.